The following material, documents and information are
required to be submitted with a claim for payment of health
care services for services rendered to members subject to
benefit contracts issued by WellChoice Insurance of New
Jersey, Inc. and WellChoice HMO of New Jersey:
WellChoice does not encourage paper submissions of
claims. Electronic claims submitted to WellChoice should be
routed using a HIPAA-compliant software vendor or
clearinghouse. However, if you need to submit a hard copy,
physicians are required to use a HCFA 1500 form and facilities
use a UB92 form.
A completed claim form should include all patient
information, including the WellChoice member identification
number, name and address. Provider information should
include the provider’s name, address, license number and
WellChoice provider participation code.
Current procedure (CPT/HCPCS) and diagnosis codes
(ICD-9) for services rendered
Itemized charges for each service performed.
The specific dates of service for services performed. This is
particularly important if services provided on more than one day
are included in one claim form.
If available, the WellChoice pre-authorization number for
services requiring pre-approval according to the member’s
contract. For physicians, this number should be listed in field
number 23 of the HCFA 1500 claim form. For more information
on the types of services requiring precertification:
Facilities – refer to the Notification Guidelines in the Medical
Management Section of the WellChoice New Jersey
Hospital/Facility Sourcebook. To access the Sourcebook on
line, please click on the following link: http://www.wellchoicenj.com/account_services/facilities/index.shtml
If WellChoice coverage is secondary, you must first submit a
claim to the primary insurance carrier. Once you have received
the primary carrier’s Explanation of Benefits (EOB) regarding
the claim, you should submit the claim with the relevant EOB to
WellChoice for adjudication.
Reimbursement of all services is subject to the terms,
conditions and limitations of the individual member’s coverage
as specified in the governing benefit contract and/or certificate
and clinical appropriateness standards as set forth in the
WellChoice New Jersey Physician and Hospital/Facility
SourceBook and related medical policies. Submission of all
information listed above is subject to review by WellChoice as
part of the claim payment adjudication process to confirm that
medical necessity criteria have been met.
The following types of claims require submission of additional
documentation or information for accurate and timely
adjudication by WellChoice Insurance of New Jersey, Inc. and
WellChoice HMO of New Jersey:
For claims reporting unlisted procedure codes – a complete
description of the service performed.
For claims reporting durable medical equipment and
supplies, including oxygen – the prescription and a clear
description of the item(s) with itemized charges. When
available, a picture of the item and any other explanatory
material from the manufacturer.
For claims reporting prescription and injectable drugs – the
dosage and National Drug Code (NDC) number.
For claims reporting the cost of a radiopharmaceutical – a
copy of the invoice.
For claims reporting multiple surgical procedures – an
operative report describing the exact procedures performed.
For claims reporting potentially cosmetic procedures, such
as upper eyelid surgery – pre-operative photographs and
documentation indicating that the procedure was medically
necessary, i.e., was performed to improve and/or restore body
function or to correct functional deformity resulting from
disease, trauma, congenital or developmental anomalies, or
previous therapeutic processes.
Experimental or Investigational services, is defined as
technology that is:
Not of proven benefit for the particular diagnosis or treatment
of the covered person's particular condition; or
Not generally recognized by the medical community as
reflected in the published peer-reviewed medical literature as
effective or appropriate for the particular diagnosis or treatment.
We require copies of published peer-reviewed medical
literature from recognized medical journals such as New
England Journal of Medicine or Journal of American Medical
Society documenting the efficacy of the procedure.
For claims reporting ongoing treatment (concurrent review) –
medical records showing results from the treatment, such as
disease regression and impact to the level of function. For
claims reporting services defined in the medical policy as
second-line or last resort therapy - documentation that the
patient has not responded to the treatment of choice/first line
therapy.
For claims reporting assistant surgeon services for
procedures generally not warranting the services of an
assistant as defined by CMS– the operative report documenting
that some unusual complication or aspect of the procedure
required a surgical assistant in addition to the operating room
nurse or resident.
For claims reporting anesthesia services for procedures
not warranting the general anesthesia (for example, a minor
surgical procedure)–the patient’s applicable medical records
which document the patient’s clinical need for the anesthesia
service.
For claims reporting services requiring laboratory, radiology
or machine testing prior to approval – a copy of the test results.
For example, the results of blood gas studies should be
submitted with the initial claim for oxygen, or x-rays with a claim
demonstrating a fracture for bone growth stimulation services.
For claims reporting Home Health Care services – the
provider’s treatment plan.
Reimbursement of all services is subject to the terms,
conditions and limitations of the individual member’s coverage
as specified in the governing benefit contract and/or certificate
and clinical appropriateness standards as set forth in the
WellChoice New Jersey Physician and Hospital/Facility
SourceBook and related medical policies. Submission of all
information listed above is subject to review by WellChoice as
part of the claim payment adjudication process to confirm that
medical necessity criteria have been met.
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