It's that time of year. Your employees with children who are full-time college students must submit a completed Student Coverage Questionnaire before December 31 to ensure uninterrupted coverage into the 2005 calendar year.

You can find a copy of the questionnaire in your GBA Handbook, and it is available to members under Forms and Documents in the Member Services section of www.wellchoicenj.com. Members must complete the form to include the school's name and address, type of school and enrollment details, and fax it to us at 1-800-780-1224 with either:

• Certification of full time status by the college registrar's office - The employee will send the completed form with a self-addressed stamped envelope to the registrar for signature; OR
• A tuition bill showing full-time status in 2005, or school letterhead showing full-time status, credits and enrollment for 2005 signed by the registrar.

Please remind your employees of this policy to avoid inconvenient interruptions in coverage. The employee is responsible for submitting proof of eligibility as early as possible before the start of the upcoming calendar year - regardless of when documentation was submitted for the current year - to ensure continued coverage as a dependent full-time student.

Please refer to your group's benefit plan and Schedule of Coverage to determine the extent and age to which unmarried dependent children and dependent full-time college students are covered.